Before we left for Ethiopia I had sent off the application to add the boys to our health insurance. Given that they are dependents I figured they would be added or at the worst a pre-existing condition might be excluded for a year. Upon return we learned our health insurance provider wanted more info, so we paid out of pocket to get the necessary doctor appointments and blood test run. Ezra’s test came back and there was one health concern, but I showed the blood test to an international pediatrician and she said she sees this a lot in international adoptions, so I was not concerned. Much to our surprise our insurance is denying him coverage completely.
I am blogging this to ask for help, for prayers, for advice. Has anyone had a similar issue? How did you fight your battle? Did you win or lose? (We are on an individual plan because we are self-employed.) If you do not want to share your story in the comments section, please email me directly.
I'm assuming it is a chronic lifelong condition requiring care?????? If this is the case, I would try going through your adoption agency for their help/advice. They would have had to deal with this type of situation before....good luck, hope it works out
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